Hi Volks,

You may recall the attached posting that I sent awhile back, if not, you
may wish to read it now. But the reason for this current post is to ask
you for your legal advise and suggestions after I explain to you what
has finaly transpired regarding this accident.

After getting repeated calls by the gentalman who ran his truck into the
back of my van, I desided to go through his insurance company for the
repairing of my vehicle. The man had used very forceful language with me
to allow him to cover the damage with out going to his insurer and once
I made this desision known to him, he realy raked me over the coals
saying things like I was trying to "screw" him finacialy and that I "was
only out to make wild claims to make money like everyone else."

In the same calm even voice that I use with him in all our discourses
(including at the accident scene), I repetedly affirmed to him that his
charges as to my intensions were false and baseless.

I contacted my insurer and notified them of the accident and of my
intent of putting the claim in on the other fellows policy. They said
ok.

After contacting the insurer and gave them the legal information they
requested, I was told to send them two (2) repair quotes and pictures
showing the damaged areas to be covered.

Due to the passing of Hurricane Georges, the rquested info was delayed,
but finaly sent in none the less.

This evening, after I come home at 7:30, after a long day that started
at 3:30 this moning, I'm handed a envalope by my wife. I see that it is
from the hitter's insurer and think "alright - it's about time we're
going to get this van fixed!" But when I opened the envalope and read
the contents, I became shocked, bewildered, frustrated and angery!

The letter read, "We have carefully reviewed all the information
available to us along with our insured's statement and have concluded
the following:

"Our investigation has revealed that in an attempt to drive around a
staled vehicle you backed into our insured's vehicle causing the
collision."

"In view of the foregoing, we regret to inform you that we will not
honor your property damage claim."

And to compound the equation a bit more for me is the fact that I/we
have just recently changed insurers.

What is/are your suggestions and counsel? Thank you in advance. :)

Tyrone
Big Pine Key, FL

87 GL Syncro
85 Westy

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