Dave Caston wrote:
>
> Hi Tyrone,
>  I preface this  with: I am not a lawyer I just play one TV!
>
> Several points are salient here:
> 1) An accident occuring on public roads almost always requires the filing
> of a police report in every state.

And how would you know that?
Are you familiar with the MV laws in all states?
In NEW YORK (quoting from the official NY drivers handbook) the police
must be notified ONLY IF a person is injured or killed.
In addition, if you hit a parked vehicle, any other property, or a
domestic animal you must either try to locate the owner or notify the
police.
The only thing you must do after an accident is STOP and exchange
licence/registration/insurance details with the other driver.